Creating an
Making a

In the U.S, more than 1 in 4 households spend over half of their income on rent. This needs to change.

At PEF Advisors, we’re here to answer this, beginning with the communities and lives we serve. Through a dedication to low-income residents, our objectives are focused towards investing in social impact and public welfare, preserving affordability for the long-term, improving communities, providing social services and implementing energy and overall operating efficiencies. The result is better outcomes for our tenants and the world around us.

Our Impact by the Numbers



Residents with Affordable Housing



Certified Average Tenant Income



Average Discount of Tenant Rent to Free Market Rents*

*Weighted Average


Monthly Rent

% of Portfolio Units by AMI Set Aside

Sustainability Initiatives

Our focus includes implementing energy efficiency & environmentally conscious programs—not only because they benefit the environment but because they reduce costs, enhance infrastructure and improve quality-of-life. Each property acquisition is evaluated by an energy consultant for efficiency upgrades, and replacements are often free or come with significant rebates due to the asset qualifying as Affordable Housing.

Our sustainability programs include:

  • Solar panel installation
  • LED lighting
  • HVAC & Furnace Replacements
  • Nest thermostats
  • Xeriscape landscaping
  • Toilet replacements
  • Low-flow water fixtures
  • Hot water heater insulation & smart meters
  • Boiler controls


  • 87% Energy Usage Reduction (2.7 million kwh/year)
  • 31% Natural Gas Usage Reduction (14,000 therms gas saved per year)
  • 38% Water Usage Reduction (9.7 million gallons/year)

*Reductions are all estimates. Gas reductions benefit tenants only and prior usage data is not available due to individual metering.

Resident Services

We understand life can be challenging. Providing opportunities for our residents is one of the measures we take in creating better communities—and alleviating some of those challenges. Through our tailored residential services, we provide support for:

  • Meal Service
  • After School Programs
  • Toy Drives
  • Health/Vaccine Clinics
  • Shuttle Services
  • Career Services
  • Rent Plus Enrollment
  • Holiday Celebrations

Qualified Investment for Community Reinvestment Act (CRA) and Public Welfare Investment (PWI)

Targeting investments in post-tax credit affordable housing assets with focus on maintaining affordability and creating value through operational and capital improvements

Primary objective is to invest in communities with existing restrictions which limit residents’ income to an average 80% or less of the area median income for at least 51% of the units

Predecessor investment vehicles have each been approved by Federal Reserve and OCC as a Qualified Public Welfare Investment

Talk with a PEF Advisors’ team member to learn how we can help you meet your CRA objectives.